Privacy Policy

Effective Date: October 21, 2025 — Last Updated: October 21, 2025

This Privacy Policy explains how LoanWatch.com.ng ("we", "us", or "our") collects, uses, and protects information when you visit or interact with our website. By using the site you agree to the terms of this policy. If you do not agree, please discontinue use immediately.

1. Information We Collect

We may collect the following types of information:

• Personal Information When you contact us via email or form submissions we may collect your name (or initials), email address, and any information you voluntarily provide. We do not collect BVN, phone numbers, or financial details.
• Non-Personal Information When you browse the website we automatically collect technical data such as IP address, browser type, device type, operating system, pages visited and time spent on the site. This data is collected via cookies, analytics, and server logs.

2. Cookies and Web Beacons

LoanWatch.com.ng uses cookies to store visitor preferences, personalize content and ads, and analyze website traffic (for example via Google Analytics). You may disable cookies in your browser settings, but this may affect site functionality.

3. Google AdSense and Advertising Partners

We use Google AdSense and may work with other ad networks to display relevant advertising. These third-party vendors use cookies to serve ads based on your visits to our site and other sites. We do not control third-party ad cookies. To manage ad personalization you can visit Google Ads Settings at adssettings.google.com.

4. How We Use Your Information

We use collected information to:

• Respond to inquiries and complaints
• Improve website content and performance
• Prevent spam and fraudulent activity
• Provide transparency on loan apps and fintech companies

We do not sell, rent, or trade your data to third parties.

5. Links to Other Websites

Our articles may contain links to third-party websites (loan apps, regulators, fintech companies). We are not responsible for the privacy practices or content of those external sites. Please review their privacy policies before sharing personal information.

6. Data Security

We take reasonable technical and organizational measures to protect user data from loss, misuse, and unauthorized access. However, no online system is completely secure and we cannot guarantee absolute protection.

7. Children’s Privacy

LoanWatch.com.ng does not knowingly collect information from children under the age of 13. If we learn that we have inadvertently collected such information we will promptly delete it.

8. Legal Compliance

We comply with Nigerian data protection laws including:

•Nigeria Data Protection Regulation (NDPR)

•FCCPC lending guidelines.

We may disclose information if required by law or to protect our rights, property, or users.

9. Your Consent

By using LoanWatch.com.ng you consent to this Privacy Policy and agree to its terms.

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at loanwatchcomplaints@gmail.com.